Monday, April 13, 2026

Debt Free!

 

By Andrea Merrell


It is finished! John 19:30 NKJV


Early in my marriage when we were barely living paycheck to paycheck, we purchased a needed piece of furniture and struggled to make payments, longing for the day we made the final installment.

A few months later when the bill came in the mail, it was marked paid in full. Zero balance. We called customer service to find out if it was a glitch in their system, and they assured us it was not. We never found out what happened, but someone evidently paid off our debt—an amazing blessing.

Everyone longs to be debt free. Unfortunately, in today’s economy with the higher-than-ever cost of living, few can accomplish such a lofty goal.

But for the believer, the follower of Christ, there is one debt that has been paid in full. Once and for all. No struggling. No waiting for the final installment. Jesus’ death on the cross of Calvary was the final installment, full payment for our sin, paid for with His very own blood—the ultimate sacrifice.

Not only has our debt of sin been transferred to Christ’s account, He has, in exchange, transferred His very own righteousness to our account. He considers that an even exchange. Paul said in 2 Corinthians 5:19, 21(NLT):

For God was in Christ, reconciling the world to himself, no longer counting people’s sins against them. And he gave us this wonderful message of reconciliation … For God made Christ, who never sinned, to be the offering for our sin, so that we could be made right with God through Christ.

Stand tall in your righteousness, my friend. You are totally debt free.

Jesus said: It. Is. Finished.


Photo by Markus Winkler on Unsplash


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